MoneyGram/Western Union and tor

[Moscatodiva]

If I had an easier way to physically get to a store w/ MG or WU, I would definitely go that route. I've used the in store MG before and it's so much easier. They don't ask a whole bunch of questions. It's so much better. It was easier when I lived in then city. Stores with MG & WU was all over the city. Now, I live in the suburbs which is nice but boring as hell. We have 1 little convenient store close to our house. It used to be a mom & pop store. But now their kids took over the store. And Maybe I can suggest that they start using MG & WU. Don't stores get paid for using MG & WU. I know they get a kickback for selling lottery tickets.

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If I had an easier way to physically get to a store w/ MG or WU, I would definitely go that route. I've used the in store MG before and it's so much easier. They don't ask a whole bunch of questions. It's so much better. It was easier when I lived in then city. Stores with MG & WU was all over the city. Now, I live in the suburbs which is nice but boring as hell. We have 1 little convenient store close to our house. It used to be a mom & pop store. But now their kids took over the store. And Maybe I can suggest that they start using MG & WU. Don't stores get paid for using MG & WU? I know stores
get a kickback for selling lottery tickets. I'm definitely going to ask. MU & WU is getting suspicious. Better safe than sorry!

[G.Elias]

"Geez, that's an unfair amount of $$$...probably penalizing you colonizers...LOL "

We get screwed over here on everything pops,if theres extra ££$$ to be made then its done,everything is more expensive these days,everything also seems to be falling apart,country has gone to ruin but most folk walk around like theres nothing wrong.

[Believe473]

Just a heads up, I got an e mail from wu that said I had set up to send funds to someone. I called them and said I had done no such thing, and they said they would cancel it. I followed it and 2 days later money was taken out of my account. Called again and they assured me that it's normal for wu  to get it, but  then would  return it to my account. It seamed like a hack of some kind, but has anyone had anything happen like this?  I went ahead and changed my password, but hopefully this works out so keep on you toes, and check your accounts

[Lunar]

Just a heads up, I got an e mail from wu that said I had set up to send funds to someone. I called them and said I had done no such thing, and they said they would cancel it. I followed it and 2 days later money was taken out of my account. Called again and they assured me that it's normal for wu  to get it, but  then would  return it to my account. It seamed like a hack of some kind, but has anyone had anything happen like this?  I went ahead and changed my password, but hopefully this works out so keep on you toes, and check your accounts

No, nothing like this has ever happened to me. It sounds really fishy. I wish you the best.

But I can't help but recognize this as just one more reason to not use WU/MG web services and instead only use the physical locations.

I was provided another example recently showing once again WU is simply better to MG. A friend of mine from out of town needed to send some money back home. MG needed an ID with a local address, WTF! Why? They need that, they just want it. It's BS. So we drove up the street to the WU location I normally use and there were no problems.

[Believe473]

WU got the money back in my account, but it took 5 or 6 days, and didnt charge me any service fees. But i was surprised that they weren't as concerned about the fact that I was hacked, and had I not checked my email, i may have missed the transaction. So just keep an eye on your stuff. Hope everybody is doing well

[ShortSqueeze]

Never ever had an issue with WU or MG. Everything's been butter.

[nickolyko]

Bank transfer ? That sounds like the old good days . When you were able to pay ventor even with a cheque, something crazy nowadays. Bank account details need trust and I would never give my banks details to anyone no matter how long I buy from his IOP or e-mail. I must agree that WU and MG can work fine for many years . But it depends on individual country and the local service there.

[Muzicatty]

Quick question. Has anyone ever used a pre-paid credit card to pay for orders? The last time that I paid by cc, my credit card company treated it as a cash advance and charged some ridiculous fees. I don't mind paying online, but would like to avoid this and wondered if anyone had gone this route. 


Thanks!
M.

[Muzicatty]

Quick question. Has anyone ever used a pre-paid credit card to pay for orders? The last time that I paid by cc, my credit card company treated it as a cash advance and charged some ridiculous fees. I don't mind paying online, but would like to avoid this and wondered if anyone had gone this route. 


Thanks!
M.

Yes I have once as a test with a Vendor on here, but use bank transfer now and normal credit card, no major surcharge in my neck of the woods.. Well a lot less than the walk in WU charges..

So, they didn't treat your cc transaction as a cash advance? I wonder why my bank did. Hmm... The only problem that I had last time was the additional fees. I think I'll try the pre-paid cc this time and if that doesn't work, I'll try a different credit card. Bank transfers scare me, but if you have a vendor you have been using for awhile it's probably safe. Just me being paranoid. 

Thanks!

[Muzicatty]

Quick question. Has anyone ever used a pre-paid credit card to pay for orders? The last time that I paid by cc, my credit card company treated it as a cash advance and charged some ridiculous fees. I don't mind paying online, but would like to avoid this and wondered if anyone had gone this route. 


Thanks!
M.

Yes I have once as a test with a Vendor on here, but use bank transfer now and normal credit card, no major surcharge in my neck of the woods.. Well a lot less than the walk in WU charges..

So, they didn't treat your cc transaction as a cash advance? I wonder why my bank did. Hmm... The only problem that I had last time was the additional fees. I think I'll try the pre-paid cc this time and if that doesn't work, I'll try a different credit card. Bank transfers scare me, but if you have a vendor you have been using for awhile it's probably safe. Just me being paranoid. 

Thanks!

Why would a bank transfer scare you, it is the safest way, you log into your account, your bank online, all you do in put in their information, your bank does the transfer, vendor has no part of it, same as if you pay a local bill online. You can give you Bank Account Number to anyone, all they can do with it is deposit money against it, nothing else....... Only way they can take money from your account is to Hack it, this would mean hacking the Bank, then every ones accounts could be hacked, or if you were to give out your  login details...

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Yeah, I guess. I am working on a case right now re: digital checks that weren't cashed, but the minute the customer sent the money, the bank withheld the funds. All of the large banks are doing this and even if the check is never cashed for whatever reason, the funds are gone unless the consumer catches it and files a dispute within 90 days. It's a common problem and one of many cases that I have worked on in recent years regarding banks, the FDCPA, fraudulent bank accounts, and other consumer protection related financial issues. You see enough of those and it becomes a concern.

My bank also charges $25 for a wire transfer fee, so I might as well pat the cash advance fee, but I'll check with my credit union tomorrow to check on their policies.

Thx!