Suggestions for IOP users:

[Sal Paradise]

solid advice for sure. I'm new to this too, so all your suggestions are appreciated. I guess waiting out the holiday season is a good idea too then? sorry to hear you're down and out tovictory, but hang in there, it'll come sooner or later, and then you can be a little more conservative next time. As a newb here, if any one else has suggestions to add, I'd like to hear them. Thanks for the great post Mystical.