9 Discounts and "Special Benefits" 
Seniors Are Entitled To But Often 
Forget to Claim

How Americans Are Saving Thousands of Dollars A Year 
With These Retirement Boosters





Everyone knows about basic, everyday discounts at restaurants 
and popular retailers, but you would be surprised to learn about 
some of the biggest discounts and Special Programs now 
available to help adults cut expenses and boost their retirement. 
Unfortunately many Americans are missing out entirely, simply 
because they don't know these programs exist.

That's why we put together this list of the simplest things anyone 
can do right now to save a small fortune this year.

Note That: Many of these programs are only available online 
and could expire as early as this October. We encourage 
you to claim the items in the list below to make the most of it 
while they last.


1. Collecting Social Security? Consider a 
    "Do-Over" and Get a Benefits Boost





An obscure tax law allows those who collect social security 
to halt current benefits, pay back everything collected 
(interest-free), and restart benefits at a new, higher rate 
based on your current age. It's called "do-over" and it 
can dramatically increase social security.

Here's how it works... Let's say someone qualifies for 
full benefits of $1,600 a month at their normal retirement 
age of 66, but they decide to begin collecting benefits at 62. 
As a result, their retirement benefits will be reduced by 25% 
for the rest of their life (to $1,200 a month in this example) 
because they'll be collecting a smaller benefit for a longer 
period of time.

On the other hand, if that person delayed collecting benefits, 
they will receive an 8% credit for every year beyond their 
normal retirement age until they reach 70, when their maximum 
benefit will be 132% of what they would have received at age 66. 
In this example, this person would receive about $2,100 a month 
at 70 -- a $900 difference!

Most don't realize this option is available to them, but that doesn't 
mean it's for everyone. Be sure to crunch the numbers and 
speak with a qualified advisor before doing anything drastic.


2. Never Pay Another Electric Bill Again — 
Federal Program Pays Homeowners To Go 
Solar And And Enjoy $0 Electric Bills





Here's something the power company doesn't want you to know. 
A little-known government program gives homeowners 
who live in these certain areas a big payment incentive 
to switch to solar.

The program is called the Federal Residential Renewable 
Energy Tax Credit, which provides subsidies and rebates 
that can cover the costs to go solar and get rid of the 
electric company once and for all. In fact, the average 
tax break gives back $4,860 for installing solar panels.

Has your power company told you that? Most likely not. 
That's because once homeowners go solar, their energy 
bill is drastically reduced — often to $0 or close to it. 
You can bet the energy companies are not too thrilled 
about that.

Homeowners should check to see if your home qualifies here 
before the program expires. Connect with solar installers and be 
on your way to eliminating electric bills.


3. Homeowners In Eligible Zip Codes Get 
$1,632/yr Back On Their Home Insurance. 
Check If Your Area Qualifies...





A new Special Program is helping thousands of savvy 
homeowners get up-to $1,632/year back on their 
home insurance. Has your insurance provider told 
you about this?

» Check If Your ZIP Qualifies Here


Let's face it... everyone needs homeowners insurance. 
But how often have you actually used your insurance? 
Probably not nearly enough to make up for the cost year 
after year.

Here's something most people don't know about home 
insurance and it's one of the easiest ways homeowners 
can save...

Homeowners insurance is actually pretty inexpensive, 
but most people are paying far too much. In fact, 
most homeowners can now get an average $1,632 taken 
off their annual bill for the same or even better 
coverage by using this popular website.

In just seconds, you can get quotes from the top insurance 
providers in your area that compete to give you the lowest 
rate... allowing you to get a big discount on great coverage. 
Many report they're able to get a huge savings just by 
using this site to reduce their bill for free.


4. Enjoy These Discounts When Eating Out





If you don’t feel like cooking be sure to turn to these places 
for good senior dining deals. From fast food to steak restaurants, 
our compiled restaurant list will definitely help you make your choice.

Keep in mind that deals may vary at participating locations 
and can change without notice.




5. Special Program Gives Seniors $250,000 
in Life Insurance for Just $15/month!




If you have any family, life insurance is a must. Most people 
don't have savings large enough for their family to pay off 
their mortgage, cover living expenses, and pay for final 
expenses — never mind ensuring your loved ones 
don't inherit your debts.

Life insurance companies know all of this and the bigger 
the policy, the more they profit. They've been getting away 
with charging high rates for years – but that's all coming 
to an end.

Thanks to a new special program, there is now a way to 
get a rock solid, yet very inexpensive life insurance policy 
from top providers. Simply by 
using this new life insurance comparison website it's 
easy for anyone to see how cheap plans can be, regardless 
of age or medical history. The best part is it's totally free!

The website will run your options through their technology 
to automatically find the best life insurance policies 
available at the lowest possible price. Even if you already 
have a policy, it can find comparable plans at a much much 
lower price. You could easily end up saving up to 70% 
on life insurance!

No medical check and guaranteed acceptance policies are 
also available for adults of every age, even if you have 
been denied in the past.

Click here to see available plans.



6. Seniors With $15,000 or More in 
Credit Card Debt Use This Brilliant 
Debt Payoff Plan





With the skyrocketing cost of living in the United States, 
more and more adults are struggling with financial debt 
than ever before. And with interest rates snowballing 
the amount owed, paying your credit card balance can 
seem like a trap that can never be escaped. 
Here's what credit card companies don't want 
you to know...

For anyone over the age of 40 that owes $15,000 or 
more in credit card debt, this debt relief program can 
greatly reduce the amount of money owed. The program 
can resolve debt without a loan – allowing many to 
become totally debt free in just 24 – 48 months.

So if you carry $15,000 or more in credit card debt,
 click here to see if you qualify for reduce payments!



7. Transportation and Travel Discounts





For those that like to get out of town, vacation, or visit the 
grandchildren, be sure to always ask for discounts from the 
various travel providers. This is especially true for travelers 
55 and over. Here are a few we know about...




8. New "Roof Replacement" Program 
Helps Homeowners Get a New Roof





Homeowners should never have to pay full price for 
roof repairs again. In the past roofing work could cost 
a fortune. Worse yet, a bad roof can lead to tremendous 
damage, mold, animal infestation and other expensive 
situations that could be avoided with proper home maintenance.

No doubt replacing a home's roof is an easy thing to put 
off "until next season," especially since traditionally the 
cost could come with quite the price tag.


But thanks to this brilliant new website, it no longer 
has to cost homeowners an arm and a leg to get the 
roof replaced or repaired. In fact, homeowners that 
use the site will never have to pay full price for 
roof repairs again.

Now homeowners can get their roof replaced while 
saving thousands of dollars in the process by taking 
advantage of all special discounts, rebates and 
incentives available in their area.

Every homeowner should check to see how cheap it 
can be to get a new roof in their area.

Enter ZIP to Check Eligibility Here



9. Paying More Than $16/Week for Car 
Insurance? Here's How to Save $610/yr 
or More




Did you know that depending on your age and other 
factors, car owners could get a generous discount 
on their car insurance?

In fact, if you're paying over $63/month for car insurance, 
there's a good chance you're paying more than 
you need to. It's quite common for this to occur, as 
most simply keep their same old policy in place... and 
those rates can creep up over time without really noticing.

Most people are also not taking advantage of the multiple 
discounts available to them (probably because they don't 
even know they exist). Luckily, finding these discounts and 
seeing how low your rate could be is super easy. Just 
use this brilliant website to check for discounts your 
area qualifies for.

Click here to see if you qualify to save $610+ annually on car insurance



Bonus #1: Homeowners Get $850 in 
Free Home Security Equipment Installed 
This October





Did you know that a home without a security system is 3x 
more likely to be broken into than a home with security. 
While installing a home alarm system isn't just to stop 
burglars and intruders, it may also save you big money 
year after year. A house alarm could greatly reduce 
your homeowners insurance policy too.

It’s also important for homeowners to have a high 
functioning alarm system installed so that they can 
get medical aid in the case of a life threatening emergency, 
especially for those who live alone.

For a limited time, homeowners can get $850 in 
FREE equipment + a $100 Visa gift card!

» Register here to see if you qualify for this deal


Bonus #2: Never Pay Out-Of-Pocket 
For Costly For Costly Home Repairs 
Again




Many simply don't have enough disposable money 
lying around to pay for expensive home repairs. 
Your home insurance won't cover your washing machine 
or AC breaking. What if your heater breaks when you 
need it the most? Who amongst us has hundreds or 
even thousands available at a moment's notice for 
such a repair?

This is why many homeowners are getting this new
 Home Warranty Program. It can end up saving 
thousands in the long run by protecting unexpected 
home repairs. The furnace, appliances, roof repairs, 
air conditioning – it's all covered under this new program!

Click here to learn more...


Don't Forget: many of these items 
may expire this October, so do not 
wait to claim them and start saving 
right away...

1. Go Solar and Enjoy $0 Electric Bills:
 Click here to see if your zip code qualifies.

3. Claim $250,000 in Life Insurance:

 Click here to search discounted rates on life insurance!

3. Cut Your Home Insurance In Half:
 Click here to get a free quote and compare rates

4. Get Rid of Credit Card Debt:
 Click here if you have more than $15,000 in credit card balances.

5. Reduce Your Car Insurance:

 Click here to save $500+ on car insurance!